Mark has been a solicitor since 1990. Starting out life as a litigator he became interested in the emergence of the internet in the mid-90s and started LloydLaw in 1997 initially to advise on internet related legal matters. Since then he has been joined by Penny who specialises in financial services.

Mark continues to advise on internet related law, risk management, information technology and intellectual property and he is also an accredited CEDR mediator and an expert witness (cycling).

Outside work, he is a keen cyclist and skier and he is starting on the journey to become an athletics coach.


Penny is a UK qualified solicitor with over 20 years’ experience in the financial services industry, focusing on investment management.

She advises on legal and regulatory issues at firm and industry level, having worked in-house and as an external legal adviser for some of the largest asset management businesses in the UK, institutional investors and as a consultant to the Investment Association.

Her career has included a variety of senior legal roles, leading legal and compliance teams in-house and as the legal and regulatory project manager and adviser to business change and regulatory development projects.